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Advance Care Planning Conversations

Last updated: February 2026

A conversation every patient deserves — and most providers never feel ready for.

Medicare created dedicated billing codes for advance care planning conversations — CPT 99497 and 99498 — with no annual frequency cap. Yet fewer than 5% of eligible Medicare beneficiaries have a billed ACP conversation each year. The gap isn't demand. It's provider readiness.

The opportunity

$87

Medicare reimbursement per ACP conversation (CPT 99497)

CMS Physician Fee Schedule, 2026

No Cap

No annual frequency limit on ACP billing under Medicare

CMS Medicare Policy

<5%

of eligible Medicare beneficiaries receive a billed ACP conversation annually

Health Affairs, 2021

Billing Codes

CPT 99497

Advance care planning, first 30 minutes

Face-to-face with patient/surrogate/family

$86.84
CPT 99498

Advance care planning, each additional 30 minutes

Add-on code, use with 99497

$74.83

What this means for your health system

$4,200

per PCP per year

Based on 48 ACP conversations/year at $87 each (conservative pace)

$630K

for a 75-PCP health system

At moderate billing pace of 96 conversations per provider/year

JAMA Health Forum 2024: ACP training increased billing 11x (1.3% to 14%)

The conversation nobody practices.

Advance care planning is a clinical service with dedicated Medicare billing codes, yet most providers have never practiced it in a structured setting. The result: eligible patients go without documented preferences, families face crisis-point decisions without guidance, and hospitals miss conversations that Medicare specifically created billing codes to encourage.

  • Most internal medicine and family medicine residencies offer no dedicated ACP training module

  • Providers cite discomfort and lack of confidence as the primary barrier to initiating ACP

  • The average ACP conversation takes 16 minutes — well within the billing window — when providers are trained

  • Simulation-based training has been shown to significantly improve provider confidence in ACP conversations

Why simulation works

Practice builds confidence. Confidence changes behavior. Better conversations change outcomes.

Practice the Full Conversation

Simulate complete ACP discussions — from opening the topic to documenting preferences — in a realistic, voice-based format.

From Practice to Action

Providers who've practiced ACP conversations are more likely to initiate them consistently — and document them appropriately.

Reduce Family Conflict

Trained providers facilitate clearer preference documentation, reducing crisis-point family disagreements.

Scale Across Departments

Deploy ACP training across primary care, hospitalist, and palliative care teams without scheduling constraints.

The evidence

Systematic Review113 Studies Analyzed

The Effects of Advance Care Planning on End-of-Life Care: A Systematic Review

Palliative Medicine (2014)

Systematic review of 113 studies found that advance care planning decreased life-sustaining treatment, increased hospice and palliative care use, and prevented hospitalization. Complex ACP interventions increased compliance with patients' end-of-life wishes.

86%

of patients who received ACP had end-of-life wishes known and followed

Detering et al., BMJ, 2010

68%

reduction in ICU admission rates when end-of-life discussions occur

Wright et al., JAMA, 2008

$4,908

average savings per admission with palliative care consultation

Morrison et al., Archives of Internal Medicine, 2008

Frequently Asked Questions

What is advance care planning?

Advance care planning (ACP) is a process in which patients, their families, and their healthcare providers discuss and document preferences for future medical care — particularly care desired near the end of life. ACP conversations cover topics like resuscitation preferences, comfort care goals, and designation of a healthcare proxy. Medicare reimburses these conversations under CPT codes 99497 and 99498.

What are the CPT codes for advance care planning?

Medicare reimburses advance care planning under two CPT codes: 99497 covers the first 30 minutes of face-to-face ACP discussion ($86.84 reimbursement), and 99498 is an add-on code for each additional 30 minutes ($74.83). There is no annual frequency limit on ACP billing under Medicare.

How much does Medicare reimburse for ACP conversations?

Medicare reimburses approximately $87 for the initial 30-minute ACP conversation (CPT 99497) and $75 for each additional 30 minutes (CPT 99498). There is no annual cap — providers can bill for ACP conversations as often as clinically appropriate. Despite this, fewer than 5% of eligible Medicare beneficiaries receive a billed ACP conversation annually (Health Affairs, 2021).

Why don't more providers bill for advance care planning?

The primary barrier to ACP billing is provider readiness, not patient demand. Most internal medicine and family medicine residencies offer no dedicated ACP training module. Providers consistently cite discomfort and lack of confidence as the primary barrier to initiating ACP conversations. When providers receive structured ACP training, billing rates increase significantly — one study in JAMA Health Forum (2024) found that ACP training increased billing 11x, from 1.3% to 14% of eligible visits.

Give every patient the conversation they deserve.

ClinicalSim helps providers practice ACP conversations so they're confident enough to have them — early, often, and well.